The September 11, 2001 terrorist attacks were one of the biggest tragedies in American history. That horrific incident happened over a decade ago, but most Americans are still terrified of the possibility of another terrorist attack.
Many people don’t realize that their homeowner’s insurance policy may not protect them from a possible terrorist attack. Most insurers will not cover damages caused by acts of war or nuclear attacks. Terrorist attacks are a gray area, which many insurers may try to exploit. Nobody has had to challenge an insurance company in court, so there is no precedent on whether or not your homeowner’s insurance policy will cover any damages arising from an act of terror. Some insurers have expressly excluded terrorism from their coverage.
You may be safer if you purchase a terrorism insurance policy. Here are some general guidelines that you should follow to decide whether or not you should purchase a terrorism insurance policy.
Are You a Business or Homeowner?
Congress passed the Terrorism Risk Insurance Act of 2002 shortly after 9/11. This new law was specifically designated to protect businesses in the event of a terrorist attack. However, the new law may not protect homeowners. Some experts (Read more....)
By - SurvivingSurvivalism.com
As of Nov. 15th, 2012, all 50 states had petitions in place to secede from the “Union”. Some of the alternative news media have jumped on the wagon, vying for first place to lead the charge.
Fighting the system to “fix” (or resurrect) it, is the same as fighting over who gets the tenderloin steak off a dead and rotting cow. For many of you I am sure this will be an extremely radical statement. But if that system lead us to the morass of greed and evil in which we are today, wouldn't it be better to step aside while it collapses and help lead society to a better paradigm, based more on caring about others than about squeezing the last penny out of some useless consumer product?
Just what is “the system”? The system is an interlocked, (Read more....)
Why Are You Trying to Survive? With the news being what it is, the world has now come to the point at which a huge shake-up is undeniable E to anyone who has 2 cents worth of brain matter between their ears. So hoards are joining the stampede to become "survivalists". The movement has even spurred the development of the "survival industry", with commercials now being played on mainstream media stations for freeze-dried storage foods and solar generators.
There is an old saying, "If you don't know where you're going, any road will do." So if you are going to go the path of being a "survivalist", first you'll want to know where you are going E and why.
Plenty of alternative news outlets are trumpeting that "martial law" is soon to be implemented E and the facts they present in support can only lead to that conclusion. So (Read more....)
No one knows when a natural disaster or emergency will strike. We have all seen the television shows that portray people trying to surviving in the wilderness, surviving plane crashes and natural disasters that can occur. Seeing it on television and having it happen to you are two different things. We must be prepared! Supplies for emergency preparedness should include shopping for an additional source of shelter, food, sanitation and hygiene, light, communication, first aid, water and survival kits. Being prepared by shopping for survival items is necessary so that you and your family can survive days or weeks until you can be rescued or return to a normal state of living. So, what should you shop for?
Natural disasters can last a few days, a few weeks, or even months depending on the disaster and circumstances. After seeing some natural disasters such as earthquakes, the tsunami, and hurricanes like Katrina, it’s safe to have one to 12 months worth of food in storage as part of your survival supplies. The type of food to buy would be freeze dried, dehydrated and canned goods that don’t need refrigeration. (Read more....)
Emergencies can happen to anyone and anywhere, including our children. As much as we want to be there to protect our child, we may not always be able too. So here are 5 things you can teach your child so that they know how to handle an emergency without your help:
Your child needs to know all the possible emergencies that could happen whether that is natural disasters or dealing with strangers. The more they know, they more they will be able to handle an emergency situation. With each emergency they need to know what can be expected, as well as to expect the unexpected, what to do when it happens and how to keep safe. Create emergency plans and practice!
Teach your children who to contact during an emergency. They need to know how to dial 9-1-1 as well as notify an adult or parent for help. Keep a list of important phone numbers at every phone within in your home, always place 9-1-1 at the top of the list.
It is important that your child knows how to remain calm and keep a clear head during an (Read more....)
Making Friends With Your Financial Fears By Mark Ford
Last week, I wrote an essay about protecting your wealth by using stop losses, diversification, legal strategies, and tax planning.
I thought it was a good essay. It covered, I thought, everything I knew on the subject. But I’ve been thinking about it since then and realized that there was one important idea I did not include. It is perhaps the most important idea.
You see, the essay was in response to a reader who was obviously afraid of losing the wealth he had. The fear of losing something you value is completely natural. And it is also healthy as long as the fear is not too great. But when fear is great—and I sensed that for this person it was—it can be destructive. Unbridled fear produces two negative responses: immobility and rashness.
When you fear too much, you won’t take the positive actions you suspect you should. When opportunities are presented, you’ll shun them for fear of the potential dangers and downsides.
Tim Mittelstaedt, a research analyst at The Palm Beach Letter, sent me the following note after he read the first draft of this essay:
"I’ve wanted to buy rental real estate since high school more than 13 years ago, but fear has (Read more....)
Please be warned - the statistics about the economy that you are about to read are likely to completely blow your mind. The U.S. economy is in far, far more trouble than the mainstream news would have you believe. Most Americans are still convinced that the economic downturn that we have been experiencing will soon be over and that things will shortly get back to "normal". But that is not what is happening. What we are actually witnessing is the disintegration of the foundations of the U.S. economic system. The survival of the American middle class is now in serious jeopardy. In fact, the survival of the American way of life is now in serious jeopardy. Today, more Americans are living in poverty than at any other time in history. Millions upon millions of Americans are out of work and it now takes the average unemployed worker an average of over 35 weeks to find a job. Home sales are at near record lows. Home foreclosures are at record highs. Factories and jobs continue to leave the United States at a dizzying pace and the U.S. government has piled up the biggest mountain of debt in (Read more....)
According to the executive director of Physician Hospitals of America, more than 60 doctor-owned hospitals across the country that were in the development stage will now be canceled. Why? Well, it is because of the new health care law that Barack Obama and the Democrats wanted so badly. Apparently the new law singles out physician-owned hospitals, making new physician-owned projects ineligible to receive payments for Medicare and Medicaid patients. Without those payments, new doctor-owned hospitals just simply would not be feasible. Doctor-owned hospitals that currently exist will be "grandfathered" in under the new law, but must seek permission from the Department of Health and Human Services to expand.
As a result, according to Molly Sandvig, the executive director of Physician Hospitals of America, more than 60 doctor-owned hospitals across the country that were in the development stage will now be canceled.
Isn't that wonderful?
"That’s a lot of access to communities that will be denied," Sandvig told CNSNews.com, the news source the originally broke the story. "The existing hospitals are greatly affected. They can’t grow. They can’t add beds. They can’t add rooms. Basically, it stifles their (Read more....)