DIY Emergency Kits 101

The Blizzard of 78Guest Post – Danielle M.

Flooding, hurricanes, tornadoes, wildfires and earthquakes can strike at any time and often with little warning. In 2012, nearly 125 million people worldwide were victims of natural disasters, and in the United States, weather-related disasters caused about $157 million in damages.

The time to prepare for a disaster is not before or just after it hits – the best time to prepare is now. Making your own emergency survival kit and having a plan in place could save your life when disaster strikes. Take a look at these tips for how to make your own DIY emergency kit:

Food: For an emergency survival kit, you should have at least a three-day supply of non-perishable food items for each member of your household, including pets. Canned foods, pre-packaged and dry foods like rice and beans are the easiest to store and pack. You can easily store dry rice and beans in mason jars, empty milk jugs and empty 2-liter soda bottles. Choose foods that are high in calories and nutrition. Peanut butter, nuts, tuna, soup, crackers, protein bars and trail mix are easy to pack and offer important nutrients.

Water: For survival situations, (Read more....)


Should You Purchase Terrorism Insurance?

The September 11, 2001 terrorist attacks were one of the biggest tragedies in American history. That horrific incident happened over a decade ago, but most Americans are still terrified of the possibility of another terrorist attack.

Many people don’t realize that their homeowner’s insurance policy may not protect them from a possible terrorist attack. Most insurers will not cover damages caused by acts of war or nuclear attacks. Terrorist attacks are a gray area, which many insurers may try to exploit. Nobody has had to challenge an insurance company in court, so there is no precedent on whether or not your homeowner’s insurance policy will cover any damages arising from an act of terror. Some insurers have expressly excluded terrorism from their coverage.

You may be safer if you purchase a terrorism insurance policy. Here are some general guidelines that you should follow to decide whether or not you should purchase a terrorism insurance policy.

Are You a Business or Homeowner?

Congress passed the Terrorism Risk Insurance Act of 2002 shortly after 9/11. This new law was specifically designated to protect businesses in the event of a terrorist attack. However, the new law may not protect homeowners. Some experts (Read more....)


Don’t Fight the System

By –

As of Nov. 15th, 2012, all 50 states had petitions in place to secede from the “Union”.  Some of the alternative news media have jumped on the wagon, vying for first place to lead the charge.

Fighting the system to “fix” (or resurrect) it, is the same as fighting over who gets the tenderloin steak off a dead and rotting cow.   For many of you I am sure this will be an extremely radical statement.  But if that system lead us to the morass of greed and evil in which we are today, wouldn’t it be better to step aside while it collapses and help lead society to a better paradigm, based more on caring about others than about squeezing the last penny out of some useless consumer product?

Just what is “the system”?  The system is an (Read more....)


The One Most Important Question a Survivalist Can Ask Themselves


Why Are You Trying to Survive?  With the news being what it is, the world has now come to the point at which a huge shake-up is undeniable E to anyone who has 2 cents worth of brain matter between their ears.  So  hoards are joining the stampede to become “survivalists”.  The movement has even spurred the development of the “survival industry“, with commercials now being played on mainstream media stations for freeze-dried storage foods and solar generators.

There is an old saying, “If you don’t know where you’re going, any road will do.”  So if you are going to go the path of being a “survivalist”, first you’ll want to know where you are going E and why.

Plenty of alternative news outlets are trumpeting that “martial law” is soon to be implemented (Read more....)


Natural Disasters: How to Shop for Survival

No one knows when a natural disaster or emergency will strike. We have all seen the television shows that portray people trying to surviving in the wilderness, surviving plane crashes and natural disasters that can occur. Seeing it on television and having it happen to you are two different things. We must be prepared! Supplies for emergency preparedness should include shopping for an additional source of shelter, food, sanitation and hygiene, light, communication, first aid, water and survival kits. Being prepared by shopping for survival items is necessary so that you and your family can survive days or weeks until you can be rescued or return to a normal state of living. So, what should you shop for?


Natural disasters can last a few days, a few weeks, or even months depending on the disaster and circumstances. After seeing some natural disasters such as earthquakes, the tsunami, and hurricanes like Katrina, it’s safe to have one to 12 months worth of food in storage as part of your survival supplies. The type of food to buy would be freeze dried, dehydrated and canned goods that don’t need refrigeration. (Read more....)


5 Things to Teach Your Kid About Emergencies

Emergencies can happen to anyone and anywhere, including our children. As much as we want to be there to protect our child, we may not always be able too. So here are 5 things you can teach your child so that they know how to handle an emergency without your help:


Your child needs to know all the possible emergencies that could happen whether that is natural disasters or dealing with strangers. The more they know, they more they will be able to handle an emergency situation. With each emergency they need to know what can be expected, as well as to expect the unexpected, what to do when it happens and how to keep safe. Create emergency plans and practice!

Seek help:

Teach your children who to contact during an emergency. They need to know how to dial 9-1-1 as well as notify an adult or parent for help. Keep a list of important phone numbers at every phone within in your home, always place 9-1-1 at the top of the list.

Stay calm:

It is important that your child knows how to remain calm and keep a clear head during an (Read more....)


Making Friends With Your Financial Fears

Making Friends With Your Financial Fears By Mark Ford

Last week, I wrote an essay about protecting your wealth by using stop losses, diversification, legal strategies, and tax planning.

I thought it was a good essay. It covered, I thought, everything I knew on the subject. But I’ve been thinking about it since then and realized that there was one important idea I did not include. It is perhaps the most important idea.

You see, the essay was in response to a reader who was obviously afraid of losing the wealth he had. The fear of losing something you value is completely natural. And it is also healthy as long as the fear is not too great. But when fear is great—and I sensed that for this person it was—it can be destructive. Unbridled fear produces two negative responses: immobility and rashness.

When you fear too much, you won’t take the positive actions you suspect you should. When opportunities are presented, you’ll shun them for fear of the potential dangers and downsides.

Tim Mittelstaedt, a research analyst at The Palm Beach Letter, sent me the following note after he read the first draft of this essay:

“I’ve wanted to buy rental real estate since high school more than 13 years ago, but fear (Read more....)